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Mortgages
Remortgages
Whether you want to switch to a better rate, raise funds to improve your home or consolidate other existing finance, T & N Mortgage Services will search the market place and find the product most suitable to you.
First Time Buyer
Buying your first home is a big step. At T & N Mortgage Services we are aware of how intimidating it can be and will help you every step of the way. We can guide you through the process and provide friendly advice when you need it most.
100% Mortgages
House prices are rising. It can be harder than ever to get onto the property ladder. Often savings can be used up on legal costs. Some lenders will offer 100% mortgage advances and T & N Mortgage Services will advise you on the positives and negatives of this situation.
Buy to Let Mortgages
With the loan value calculated on rental income instead of salary, many more people are investing in property. Potential investors need to be aware of the risks involved which is where T & N Mortgage Services come in. We will help you see the whole picture. Not regulated by the Financial Services Authority.
Right to Buy
Many people are now taking advantage of their right to buy on their council property. T & N Mortgages have dealt with many cases and can even help you get a mortgage on non-standard construction properties. The overall cost for comparison is 7.8% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
Self Certification
Do you have difficulty proving your income? Nowadays many people work as self employed sub-contractors. If you do then a self-certification mortgage could be the answer. T & N Mortgage Services know which lenders can help and what they will need from you. The overall cost for comparison is 8.2% APR. The actual rate will depend on your circumstances. Ask for a personalised illustration.
Credit Impaired
Even if you’ve had credit problems, there still could be a lender for you. From late credit card payments to County Court Judgements, T & N Mortgage Services know which lenders may give you a second chance. The overall cost for comparison is 8.5% APR. The actual rate will depend on your circumstances. Ask for a personalised illustration.